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New York Auto Insurance

New York is one of those states that you would not think would have a lot of auto insurance policy requirements, for everyone actually takes the mass transportation system, but if you are looking to get auto insurance in this particular state, you do need to know the requirements and that is what we are going to go through here. New York auto insurance is not hard to find, but you want to ensure that you are following the right minimums in order to get the very best deal for the money you are spending.

New York state law requires minimum bodily injury liability limits of $25,000 per injured person up to a total of $50,000 per accident, and property damage liability coverage with a minimum limit of $10,000. This is just the start of what you should be looking at, for this is the law of what you have to have in your auto insurance. That does not mean that your auto insurance premium is going to be extremely high though, especially if you are shopping smart for your auto insurance policy.

New York is actually one of the No Fault states and what this means is that your insurance company will actually pay the payments for your injury no matter who is at fault, of course up to a certain limit. One thing to keep in mind whenever you are dealing with a no fault state is that you actually can lose some of your rights to sue under the no fault system, so if you are seriously hurt, you may not have the option to sue the other person that is involved in the accident.

This is where your personal injury protection is going to come into play, this is actually something that you can add onto your insurance policy and something that actually assists you with the payment of reasonable and necessary medical expenses for you and your passengers. New York state law actually requires you to have a minimum of $50,000 of this particular insurance whenever you are driving a car in New York.

Now that you know some of the minimum requirements that you have to fulfill whenever you are getting car insurance, the next step is going to be actually looking up a premium. This is where it can get a little tricky, as many people do not know exactly how to look up car insurance premiums and do not know how to make sure that they save a little money on their premium. That is what the internet is for though and that is what we are going to discuss next!

The internet is a fantastic place to ensure that you are looking at the most up-to-date information and to ensure that you are actually looking at quotes that are brand new. It is also a great place for you to compare and contrast a lot of the quotes that you receive. What this means is that you can comparison shop right in the confines of your own home!

Some of "our" insurers...

AAA Auto Insurance

The Auto Insurance Company that's known to defend the rights of each motorist, as well as provide great coverage...


Allstate Auto Insurance

Allstate is the second largest car insurer in the United States, and one of the most financially secure ones too!


State Farm Auto Insurance

State Farm Insurance is the largest auto insurer in the United States and has been so for sixty-seven years. A true giant in car insurance!


21st Century Auto Insurance

For over 50 years, 21st Century Auto Insurance has been gaining market share, and we believe they're one of the best insurers out there...


GEICO Auto Insurance

One of the country's most trustworthy insurers, insuring well over 10 million motor vehicles on the road today...



about us

InstantAutoInsuranceQuote.biz is the web's leading free provider of instant auto insurance quotes. Our staff has worked countless hours testing and finetuning our one-of-a-kind system to help you find the best car insurance quotes in the shortest possible timespan.

We're not like most other insurance quote sites. We don't promise you savings and fail to deliver. We promise you savings - and bring them to you at a never-before seen pace. We'll have you saving cash in no time, that's a promise!

Off course, problems can occur - and we're here to solve them! At any time, feel free to get in touch with us through our contact form. Our qualified professionals will gladly help you on your way to cheaper auto insurance!

We've recently added five new insurers to our database! That's great news for you, our user - as this means we now have many more instant auto insurance quotes for you - all in the same lightning speed we've become so famous for.

Make sure to come back and keep an eye on prices every once in a while - we always have auto insurance companies throwing good deals around!

If you are looking for specific types of car insurance - don't worry, and give the system a go anyway. We've made deals with insurance companies to take all of our quotes seriously, and they will make sure to try and find a solid and affordable auto insurance policy for you.

Should, at the end of the road, you be unable to find a good solution - please do head over to our contact page and as us for personal assistance!

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You give us a little information we can base our totally free and instant auto insurance quotes on - and we send you detailed quotes from various insurers, without you ever having to leave the house, or pick up the phone...