Auto Insurance Home Insurance Health Insurance Motorcycle Insurance Life Insurance

Missouri Auto Insurance

Throughout this brief section, you will realize auto insurance practices in Missouri can be exceedingly interesting! There are certain elements that happen to be common in between Missouri and Mississippi when it comes to insurance for automobiles. Allow me to cite them one after the other.

Both these states hand over the provision of self-insurance to the automobile owners. This new practice is gaining widespread importance during these days. The fundamental idea remains the same; in case of an accident, you will use a predefined amount to pay all the expenses incurred.

The registration process for self-insurance can be highly vexing and only those who fulfill a certain criterion will seek such measures. In simpler terms, the commoners have no other option than to rely on the neighborhood friendly auto insurance company in Missouri. If you consider the auto insurance regulations of this particular state, you will realize that they revolve around two factors - the automobile owners must never feel the heat while paying insurance premiums and the recompense must take good care of all the expenses materialized as the direct consequence of a motor accident.

First, let me explain the rules and regulations that exist for the majority - the ones who opt for auto insurance coverage in Missouri. These entities must always carry all the relevant documents highlighting the vehicle's registration details, the insurance policy and the driver's license at all the times. The authorities will stop the vehicle for routine checks and if any one (or all) of these are missing, you are going to have a tough time explaining it to the traffic cops. Immediate suspension or cancellation of the licenses will be brought into effect if you fail to reveal the manuscripts even after the predefined period.

Secondly, how do we proceed with the self-insurance paradigm for this niche? One of the easiest methods is to purchase a standard liability policy that is issued by the state department of insurance for those who can afford it. Alternatively, you can purchase bonds and money certificates worth $60,000 from the state government. Upon successful enrolling, you will be presented with a unique type of insurance card which you will have to keep in the vehicle and which you will be asked to produce during the traffic stops.

What is in store for those who are unwilling to provide proof of auto insurance? Well, the system works like this - your details will be entered into a centralized database, and the authority would attribute negative points to the driver's license. There exists the Driver License Bureau, which is a fundamental organization that will assign an entire task force to monitor the policy lapses. Likewise, the minimum liability amount happens to be 25/50/10 (body injury for the individual/total number of body injuries per accident/damage to the property, if any). It is also mandatory for the automobile owner to own uninsured motorist coverage (to help in those situations when you learn that the driver at fault is uninsured)!

Some of "our" insurers...

AAA Auto Insurance

The Auto Insurance Company that's known to defend the rights of each motorist, as well as provide great coverage...


Allstate Auto Insurance

Allstate is the second largest car insurer in the United States, and one of the most financially secure ones too!


State Farm Auto Insurance

State Farm Insurance is the largest auto insurer in the United States and has been so for sixty-seven years. A true giant in car insurance!


21st Century Auto Insurance

For over 50 years, 21st Century Auto Insurance has been gaining market share, and we believe they're one of the best insurers out there...


GEICO Auto Insurance

One of the country's most trustworthy insurers, insuring well over 10 million motor vehicles on the road today...



about us

InstantAutoInsuranceQuote.biz is the web's leading free provider of instant auto insurance quotes. Our staff has worked countless hours testing and finetuning our one-of-a-kind system to help you find the best car insurance quotes in the shortest possible timespan.

We're not like most other insurance quote sites. We don't promise you savings and fail to deliver. We promise you savings - and bring them to you at a never-before seen pace. We'll have you saving cash in no time, that's a promise!

Off course, problems can occur - and we're here to solve them! At any time, feel free to get in touch with us through our contact form. Our qualified professionals will gladly help you on your way to cheaper auto insurance!

We've recently added five new insurers to our database! That's great news for you, our user - as this means we now have many more instant auto insurance quotes for you - all in the same lightning speed we've become so famous for.

Make sure to come back and keep an eye on prices every once in a while - we always have auto insurance companies throwing good deals around!

If you are looking for specific types of car insurance - don't worry, and give the system a go anyway. We've made deals with insurance companies to take all of our quotes seriously, and they will make sure to try and find a solid and affordable auto insurance policy for you.

Should, at the end of the road, you be unable to find a good solution - please do head over to our contact page and as us for personal assistance!

Some featured articles

Comparing Quotes

Comparing Auto Insurance Quotes

It's vital to know how to judge the variety of quotes you get! Doing this ensures that you will be able to do some comparison shopping and seeing who offers the best deal for your dollar - because: cheapest doesn't always mean best...

How does it work?

how do online auto insurance quotes work

You give us a little information we can base our totally free and instant auto insurance quotes on - and we send you detailed quotes from various insurers, without you ever having to leave the house, or pick up the phone...