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Liability Auto Insurance

Liability auto insurance is basically the minimum amount of insurance required by law. This covers the car you hit in the event of an accident. Your car, on the other hand, is not covered by the insurance if you have liability only. You have to pay for the repairs yourself.

Having liability insurance is handy for someone who wants to save money and buy a used automobile. A used automobile is economically an excellent idea. You can avoid the monthly cost of a car payment by buying something and paying it off right away. The insurance is also much cheaper when you pay liability versus full coverage.

Liability insurance is much cheaper because typically this is for an older model car that is already paid off. In the case of an accident, the driver pays the cost to fix the car or to buy a new one. The insurance covers the other car in the accident. The benefit is obviously that you pay less, but your car will be your own financial responsibility.

Sometimes purchasing an older model car is the best idea for a high risk driver to save money both on the car payment and the insurance. An older model car for a teenager is a great idea because they are high risk drivers. If they wreck the vehicle, your cost will be much less. Also, not having to pay a car payment for your teen's car as well as yours would be economically intelligent.

There are so many factors to consider when purchasing liability insurance as well. What company will you get your insurance through? Can you find the best deal possible? Having the best rates that you can get is very important. Finding a website online that can deliver you various auto insurance rates with one click is always the best thing you can do. You can get instant quotes in minutes from several different major insurance carriers.

So liability insurance is important especially if you own an older model or paid off vehicle. It is much cheaper than carrying full coverage insurance. It will save you money on your pocket book, however, if you ever have an accident and are at fault then you will have to pay for your own vehicle repairs. There are many things to weigh to decide if liability is the best for you

Some of "our" insurers...

AAA Auto Insurance

The Auto Insurance Company that's known to defend the rights of each motorist, as well as provide great coverage...


Allstate Auto Insurance

Allstate is the second largest car insurer in the United States, and one of the most financially secure ones too!


State Farm Auto Insurance

State Farm Insurance is the largest auto insurer in the United States and has been so for sixty-seven years. A true giant in car insurance!


21st Century Auto Insurance

For over 50 years, 21st Century Auto Insurance has been gaining market share, and we believe they're one of the best insurers out there...


GEICO Auto Insurance

One of the country's most trustworthy insurers, insuring well over 10 million motor vehicles on the road today...



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