Auto Insurance Home Insurance Health Insurance Motorcycle Insurance Life Insurance

Hawaii Auto Insurance

Auto insurance policies for Hawaii can confuse any novice automobile owner. However, if you consider them, you will realize that the state is lenient to the offenders! Yes, in the following sections, I will be outlining a few among them - if you are from another state, you will have to keep these in mind while traversing through Hawaii. Why do we see a change in the pattern?

Earlier I had mentioned that the laws are a bit flexible over here. Consider this situation - an accident occurs and the insurance company takes care of all the expenses that arise for both the parties. Well, this is not exactly news anymore because it exists throughout the country. You will have to opt for a minimum of personal injury protection in order to avail these benefits. Gone are those days when people used to sue each other if in case, an accident occurs and losses materialize. In Hawaii, these lawsuits have no legal backing, unless something serious turns up (such as loss of lives or heavy damage to public or private properties). Finding the faulty driver is entirely at the discretion of the insurance company.

Let us consider the minimum liability to which you are exposed to. In case of property damages, the faulty driver will be asked to pay a minimum of $10,000. Loss of lives is an important issue and hence, the driver will have to cough up amounts up to $40,000. These are the so-called minimal standards that are expected to be fulfilled by the drivers while they are searching for a suitable auto insurance package for their vehicles. The situation could get complicated if the other driver is found to be at fault and if he or she does not have a valid auto insurance package. Who is going to pay you for the damages?

Fret not, because you can always opt for uninsured motorist coverage plans laid out by the auto insurance companies operating in and around Hawaii. It is better to include it with your existing auto insurance package. Wise people take intelligent decisions that would save them from bankruptcy! The situation is the same over here. You have to provision to opt for or not to opt for uninsured motorist coverage. However, you are putting yourself in a great financial risk by doing so.

One of the easiest methods of managing the vehicle's insurance policy is to ask for an insurance card. This card certifies that the holder has insured the vehicle; it is easy to carry it with you just like your driver's license. The officials conduct checks and if you are unable to produce this card, three situations can materialize. You can (a) lose your license (b) lose the vehicle's registration (which will allow the authorities to impound your vehicle anytime) and (c) award yourself with a jail sentence. If the officer who picks you up is having a bad day, please expect the worst! Do keep us posted with your experiences!

Some of "our" insurers...

AAA Auto Insurance

The Auto Insurance Company that's known to defend the rights of each motorist, as well as provide great coverage...


Allstate Auto Insurance

Allstate is the second largest car insurer in the United States, and one of the most financially secure ones too!


State Farm Auto Insurance

State Farm Insurance is the largest auto insurer in the United States and has been so for sixty-seven years. A true giant in car insurance!


21st Century Auto Insurance

For over 50 years, 21st Century Auto Insurance has been gaining market share, and we believe they're one of the best insurers out there...


GEICO Auto Insurance

One of the country's most trustworthy insurers, insuring well over 10 million motor vehicles on the road today...



about us

InstantAutoInsuranceQuote.biz is the web's leading free provider of instant auto insurance quotes. Our staff has worked countless hours testing and finetuning our one-of-a-kind system to help you find the best car insurance quotes in the shortest possible timespan.

We're not like most other insurance quote sites. We don't promise you savings and fail to deliver. We promise you savings - and bring them to you at a never-before seen pace. We'll have you saving cash in no time, that's a promise!

Off course, problems can occur - and we're here to solve them! At any time, feel free to get in touch with us through our contact form. Our qualified professionals will gladly help you on your way to cheaper auto insurance!

We've recently added five new insurers to our database! That's great news for you, our user - as this means we now have many more instant auto insurance quotes for you - all in the same lightning speed we've become so famous for.

Make sure to come back and keep an eye on prices every once in a while - we always have auto insurance companies throwing good deals around!

If you are looking for specific types of car insurance - don't worry, and give the system a go anyway. We've made deals with insurance companies to take all of our quotes seriously, and they will make sure to try and find a solid and affordable auto insurance policy for you.

Should, at the end of the road, you be unable to find a good solution - please do head over to our contact page and as us for personal assistance!

Some featured articles

Comparing Quotes

Comparing Auto Insurance Quotes

It's vital to know how to judge the variety of quotes you get! Doing this ensures that you will be able to do some comparison shopping and seeing who offers the best deal for your dollar - because: cheapest doesn't always mean best...

How does it work?

how do online auto insurance quotes work

You give us a little information we can base our totally free and instant auto insurance quotes on - and we send you detailed quotes from various insurers, without you ever having to leave the house, or pick up the phone...