Auto Insurance Home Insurance Health Insurance Motorcycle Insurance Life Insurance

Car Insurance Discount for Anti-Theft Devices

Most drivers with anti-theft devices purchase them simply because of the added peace of mind they provide. Having such devices on one's car is a good idea in itself. It reduces the chance of it being successfully stolen, to varying degrees depending on the device, and also serves as a deterrent to would-be thieves. What many drivers don't know, however, is that these devices, more often than not, also entitle them to a discount on their car insurance.

While only some states have clear laws mandating that discounts for such devices be offered, most successful companies make these offers voluntarily. The idea behind this is that insurance companies face less risk of having to pay out claims if the motorist is proactive in preventing events of that nature. The additional reason why these discounts are often enforced, by law, is that they help the jurisdiction by reducing the incidence of auto theft, and crime on a whole.

The most common anti-theft devices are alarms and immobilizers. Most people are familiar with car alarms, devices that emit a sound, disturbing noise (highly annoying at times), that gets the job done when it comes to attracting unwanted attention to an unscrupulous thief. Even if the owner is not in the general vicinity, the attention drawn will often cause the would-be thief to flee and, if not, cause witnesses to make swift contact with the police, or perhaps even run forward themselves to foil the thief.

Immobilizers are somewhat more complex, and correspondingly more effective, devices that can be used to shut off a vehicle, and make it unusable, often via remote control. This means that, even if the vehicle is stolen, the owner can disable it remotely which will, at least, make it relatively easy for the police to find the stolen car. Some immobilizers are also triggered by certain pre-determined mechanisms that are likely to be set off by a thief, similar to some alarms.

Less commonly, vehicle trackers are employed. Companies offering these services can locate the car via radio signal, using a device installed within the car for the purpose. While these devices cost more than others (taking into account monthly fees to the company), they are nearly 100 % effective, when used properly, in securing the return of stolen cars, making them a worthwhile investment.

The general rule is that the more high-tech the device is, the greater the discount offered by the insurance company. Companies also recommend using more than one device and a small number will compensate even further for this.

When buying, or renewing, an insurance plan, be sure to ask about the company's policies on anti-theft devices. If a company does not offer such a discount, select another company or inform them of their responsibility to make such an offer available, if such laws apply in your state.

Some of "our" insurers...

AAA Auto Insurance

The Auto Insurance Company that's known to defend the rights of each motorist, as well as provide great coverage...


Allstate Auto Insurance

Allstate is the second largest car insurer in the United States, and one of the most financially secure ones too!


State Farm Auto Insurance

State Farm Insurance is the largest auto insurer in the United States and has been so for sixty-seven years. A true giant in car insurance!


21st Century Auto Insurance

For over 50 years, 21st Century Auto Insurance has been gaining market share, and we believe they're one of the best insurers out there...


GEICO Auto Insurance

One of the country's most trustworthy insurers, insuring well over 10 million motor vehicles on the road today...



about us

InstantAutoInsuranceQuote.biz is the web's leading free provider of instant auto insurance quotes. Our staff has worked countless hours testing and finetuning our one-of-a-kind system to help you find the best car insurance quotes in the shortest possible timespan.

We're not like most other insurance quote sites. We don't promise you savings and fail to deliver. We promise you savings - and bring them to you at a never-before seen pace. We'll have you saving cash in no time, that's a promise!

Off course, problems can occur - and we're here to solve them! At any time, feel free to get in touch with us through our contact form. Our qualified professionals will gladly help you on your way to cheaper auto insurance!

We've recently added five new insurers to our database! That's great news for you, our user - as this means we now have many more instant auto insurance quotes for you - all in the same lightning speed we've become so famous for.

Make sure to come back and keep an eye on prices every once in a while - we always have auto insurance companies throwing good deals around!

If you are looking for specific types of car insurance - don't worry, and give the system a go anyway. We've made deals with insurance companies to take all of our quotes seriously, and they will make sure to try and find a solid and affordable auto insurance policy for you.

Should, at the end of the road, you be unable to find a good solution - please do head over to our contact page and as us for personal assistance!

Some featured articles

Comparing Quotes

Comparing Auto Insurance Quotes

It's vital to know how to judge the variety of quotes you get! Doing this ensures that you will be able to do some comparison shopping and seeing who offers the best deal for your dollar - because: cheapest doesn't always mean best...

How does it work?

how do online auto insurance quotes work

You give us a little information we can base our totally free and instant auto insurance quotes on - and we send you detailed quotes from various insurers, without you ever having to leave the house, or pick up the phone...