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Car Insurance for Police Cars - What kind of deals does law enforcement get?

Many people don't like having to pay for expensive insurance coverage for their cars, but this is something that nobody can do without. Not even police cars are exempt from needing car insurance to cover expenses resulting from accidents. However, since police cars are not the same as your average vehicle and are used for the good of society, they are also eligible for deals exclusively available for law enforcement.

Every state has their own laws regarding auto insurance for cop cars, so it is hard to say what every deal available would be. Generally speaking, though, one deal that all law enforcement agencies receive is that the claims of secondary vehicles are not matched to those of the first. There is also the option of insurance police cars at a discount only for the times when they are being used for official duty. This can greatly reduce the premium to be paid since not every police car is used at the same time.

Law enforcement agencies are also eligible for bulk rates, since most of the time several cars need to be insured. The more police cars to be insured, the higher the discount will be. Different insurance companies also offer deals specially designed to meet the needs of law enforcement agencies and the only way to find out what discounts are available is to obtain quotes. Police cars may also be able to get higher liability amounts covered for less money than a regular, civilian vehicle would be able to.

Some of "our" insurers...

AAA Auto Insurance

The Auto Insurance Company that's known to defend the rights of each motorist, as well as provide great coverage...


Allstate Auto Insurance

Allstate is the second largest car insurer in the United States, and one of the most financially secure ones too!


State Farm Auto Insurance

State Farm Insurance is the largest auto insurer in the United States and has been so for sixty-seven years. A true giant in car insurance!


21st Century Auto Insurance

For over 50 years, 21st Century Auto Insurance has been gaining market share, and we believe they're one of the best insurers out there...


GEICO Auto Insurance

One of the country's most trustworthy insurers, insuring well over 10 million motor vehicles on the road today...



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